What The Wealthy Think About Money…

Robert Kiyosaki, famous entrepreneur, author and motivational speaker said, “The single most powerful asset we have is our mind. If trained well, it can create enormous wealth.”

Unfortunately, most of us hold beliefs about wealth that are the product of our upbringing. They generally go unnoticed and yet dictate our future by impacting on the choices we make.

If we’re to transcend our ‘inherited’ way of thinking, then one of the most important things to do on the road to financial freedom is study truly successful people and the way they think. No one would argue that wealthy people do things differently when it comes to money.

And here’s the first clue – you have to be willing to bet on yourself. Creating enormous wealth is possible no matter what your circumstances are right now.

There have been 155 new billionaires since 2013.

IMG - Money Man
You could be the next one. Or the next. Perhaps you’ll do it in ten years.

However it plays out, you can be sure it won’t happen until you get your money mindset sorted.

Studying the type of thinking employed by the filthy rich is a great way to start. To help you with that, we’ve compiled a list of quotes from millionaires and billionaires in many different industries.

Here’s what they have to say about money and business:


Entrepreneur, investor 

Net worth: 3 billion

It’s not in the dreaming, it’s in the doing.

Every no gets me closer to a yes.

It’s not about money or connections – it’s the willingness to outwork and outlearn everyone. And if it fails, you learn from what happened and do a better job next time.

Today’s 20-somethings were raised to find our dreams and follow them. But it’s a different world. And as the jobless generation grows up, we realise the grand betrayal of the false idols of passion. This philosophy no longer works for us, or at most, feels incomplete. So what do we do? I propose a different frame of reference: Forget about finding your passion. Instead, focus on finding big problems.

It doesn’t matter how many times you fail. You only have to be right once and then everyone can tell you that you are an overnight success.

IMG - Tony TsiehTony Hsieh

Founder of Zappos

Net worth: 800 million

I had decided to stop chasing the money, and start chasing the passion.

Money alone isn’t enough to bring happiness . . . happiness [is] when you’re actually truly ok with losing everything you have.

Never accept or be too comfortable with the status quo, because the companies that get into trouble are historically the ones that aren’t able to adapt to change and respond quickly enough.

I made a list of the happiest periods in my life, and I realized that none of them involved money. I realized that building stuff and being creative and inventive made me happy. Connecting with a friend and talking through the entire night until the sun rose made me happy. Trick-or-treating in middle school with a group of my closest friends made me happy. Pickles made me happy.

I thought about how easily we are all brainwashed by our society and culture to stop thinking and just assume by default that more money equals more success and more happiness, when ultimately happiness is really just about enjoying life.

IMG - Dr DreDr Dre

Music/rap mogul, artist, producer and entrepreneur

Net worth: 700 million

The secret to my longevity is that I’m a perfectionist.

I’ve gotten my personal life all the way intact and made sure that it’s straight. Without that, you have no foundation. Your building is going to crumble.

IMG - Elon MuskElon Musk

Engineer, inventor, entrepreneur

Founder SpaceX, Tessla Motors, Co-founder PayPal

Net worth: 11 billion

I always invest my own money in the companies that I create. I don’t believe in the whole thing of just using other people’s money. I don’t think that’s right. I’m not going to ask other people to invest in something if I’m not prepared to do so myself.

On risk: ‘Failure is an option here. If things are not failing, you are not innovating enough.’

On motive: ‘Going from PayPal, I thought: ‘Well, what are some of the other problems that are likely to most affect the future of humanity?’ Not from the perspective, ‘What’s the best way to make money?’

It’s okay to have your eggs in one basket as long as you control what happens to that basket.

Persistence is very important. You should not give up unless you are forced to give up.

People work better when they know what the goal is and why. It is important that people look forward to coming to work in the morning and enjoy working.

My motivation for all my companies has been to be involved in something that I thought would have a significant impact on the world.

I think it is possible for ordinary people to choose to be extraordinary.

Optimism? Pessimism? Fuck that. We’re going to make it happen. As God as my bloody witness, I’m hell-bent on making it work.

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IMG - Daymond JohnDaymond John


Founder Fubu

Net worth: 250 million

There are no shortcuts. Life is not like tv – you don’t wake up broke and then in three and a half minutes get the fast car, the girl, the house and the yacht. There’s hard work that has to be done.

People get analysis paralysis. Just go start. Just go sell. It will never be a perfect time, you can only make time perfect.

Have clear cut goals. You can’t just be spending money like a drunken sailor and assume everything will be fine. If you don’t have goals, you’ll do things you didn’t intend because you’re not deliberately aiming at anything.

IMG - Henry FordHenry Ford


Founder Ford Motor Company

Net worth: 199 billion (inflation adjusted)

If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.


IMG - Mark ZuckerbergMark Zuckerburg

Co-founder Facebook

Net worth: 38 billion

The biggest risk is not taking any risk. In a world that’s changing really quickly, the only strategy that is guaranteed to fail is not taking risks.

Life is not all about the Benjamins; it’s about building something that changes the world for the better. When all is said and done, you can’t take money with you.

My goal was never to just create a company. A lot of people misinterpret that, as if I don’t care about revenue or profit or any of those things. But what not being ‘just’ a company means to me is building something that actually makes a really big change in the world.

Find that thing you are super passionate about. A lot of founding principles of Facebook are that if people have access to more information and are more connected, it will make the world better; people will have more understanding, more empathy. That’s the guiding principle for me. On hard days, I really just step back, and that’s the thing that keeps me going.


IMG - Michael JordanMichael Jordan

Sports star, entrepreneur

Net worth: 1 billion

I’ve missed more than 9000 shots in my career. I’ve lost almost 300 games. 26 times, I’ve been trusted to take the game winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed.

If I had been playing for money I would have complained a long time ago that I was underpaid.

IMG - Rupert MurdochRupert Murdoch

Media mogul

Founder News Corporation

Net worth: 14 billion

Money is not the motivating force. It’s nice to have money, but I don’t live high. What I enjoy is running the business.


IMG - Jessica AlbaJessica Alba

Founder The Honest Company

Net worth: 200 million

The only way you can measure your success is by reflecting and seeing what you want out of the experience. And the journey is just as much a part of the success you seek out.

You have to be brutally honest with yourself and understand your strengths and weaknesses.

I never just did what people told me. I questioned everything.

It’s hard for people to take anyone seriously who’s never done this before. But that just gave me fire to move forward

Buffett, Chairman of the Board and CEO of Berkshire Hathaway, poses for a portrait in New YorkWarren Buffet


Net worth: 72 billion

I always knew I was going to be rich. I don’t think I ever doubted it for a minute.

On mindset: If past history was all there was to the game, the richest people would be librarians.

There comes a time when you ought to start doing what you want. Take a job that you love. You will jump out of bed in the morning. I think you are out of your mind if you keep taking jobs that you don’t like because you think it will look good on your resume.

I don’t have a problem with guilt about money. The way I see it is that my money represents an enormous number of claim checks on society. It’s like I have these little pieces of paper that I can turn into consumption. If I wanted to, I could hire 10,000 people to do nothing but paint my picture every day for the rest of my life. And the GDP would go up. But the utility of the product would be zilch, and I would be keeping those 10,000 people from doing AIDS research, or teaching, or nursing. I don’t do that though. I don’t use very many of those claim checks. There’s nothing material I want very much. And I’m going to give virtually all of those claim checks to charity when my wife and I die.

It’s nice to have a lot of money, but you know, you don’t want to keep it around forever. I prefer buying things. Otherwise, it’s a little like saving sex for your old age.

IMG - Bill GatesBill Gates

Co-founder Microsoft

Net worth: 79 billion

I’m certainly well taken care of in terms of food and clothes. Money has no utility to me beyond a certain point. Its utility is entirely in building an organisation and getting the resources out to the poorest in the world.

If you were born poor, it’s not your mistake. But if you die poor, it’s your mistake.

I can understand wanting to have a million dollars. There’s freedom that comes with that. But once you get beyond that, I have to tell you…it’s the same hamburger.

IMG - Robert KiyosakiRobert Kiyosaki

Entrepreneur, author, motivational speaker

Net worth: 80 million

The most successful people in life are the ones who ask questions. They’re always learning. They’re always growing. They’re always pushing.

Don’t be addicted to money. Work to learn. Don’t work for money. Work for knowledge.

If you want to be rich, you need to develop your vision. You must be standing on the edge of time gazing into the future.

Often, the more money you make the more money you spend; that’s why more money doesn’t make you rich – assets make you rich.

Hoping drains your energy. Action creates energy.

The most successful people are mavericks who aren’t afraid to ask why, especially when everyone thinks it’s obvious.

The only difference between a rich person and poor person is how they use their time.

Money is really just an idea.

You will make some mistakes but, if you learn from those mistakes, those mistakes will become wisdom and wisdom is essential to becoming wealthy.

The power of “can’t”: The word “can’t” makes strong people weak, blinds people who can see, saddens happy people, turns brave people into cowards, robs a genius of their brilliance, causes rich people to think poorly, and limits the achievements of that great person living inside us all.

If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past.

The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left.

Never say you cannot afford something. That is a poor man’s attitude. Ask HOW to afford it.

I am concerned that too many people are focused too much on money and not on their greatest wealth, which is their education. If people are prepared to be flexible, keep an open mind and learn, they will grow richer and richer through the changes. If they think money will solve the problems, I am afraid those people will have a rough ride.

It does not take money to make money.

The wealthy buy luxuries last, while the poor and middle-class tend to buy luxuries first. Why? Emotional discipline.

The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.

IMG - Michael BloombergMichael Bloomburg

Business magnate, politician

Net worth: 35 billion

Maybe others have certain secrets, but mine is very simple. Work hard and it will work out.

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IMG - Larry PageLarry Page

Co-founder Google

Net worth: 29 billion

If we were motivated by money, we would have sold the company a long time ago and ended up on a beach.

If you’re changing the world, you’re working on important things. You’re excited to get up in the morning.

I used to have this debate with Steve Jobs, and he would always say, ‘You guys are doing too much stuff,’  says Page. He did a good job of doing one or two things really well. While the formula worked wonders for Apple, Page says his vision for Google is different: We’d like to have a bigger impact on the world by doing more things.

IMG - Christine LagardeChristine Lagarde

Managing Director, International Monetary Fund

Net worth: 4 million

You know, when I sit in meetings and things are very tense and people take things extremely seriously and they invest a lot of their ego, I sometimes think to myself, ‘Come on, you know, there’s life and there’s death and there is love.’ And all of that ego business is nonsense compared to that.


IMG - Steve JobsSteve Jobs

Co-founder Apple

Net worth: 11 billion (at time of death)

My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.

Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do. If you haven’t found it yet, keep looking. Don’t settle. As with all matters of the heart, you’ll know when you find it.

Bottom line is, I didn’t return to Apple to make a fortune. I’ve been very lucky in my life and already have one. When I was 25, my net worth was $100 million or so. I decided then that I wasn’t going to let it ruin my life. There’s no way you could ever spend it all, and I don’t view wealth as something that validates my intelligence.

Creating things was far more important to me than making money.

IMG - Laurene Powell JobsLaurene Powell Jobs

Founder Emerson Collective

Net worth: 20 billion

My relationship with money is that it’s a tool to be self-sufficient, but it’s not something that is a part of who I am. To do what you wanna do, to leave a mark – in a way that you think is important and lasting – that’s a life well-lived.


IMG - Carlos Slim HeluCarlos Slim Helu

Business magnate – responsible for 40% of the listings on the Mexican Stock Exchange

First and only person from a developing nation to top the Forbes world billionaire list

Net worth: 72 billion

If you’re in business, you need to understand the environment. You need to have a vision of the future, and you need to know the past.

Mistakes are normal and human. Make them small, accept them, correct them, and forget them.

Firm and patient optimism always yields its rewards.

Focus on the essentials, and try not to get distracted and bogged down by things that don’t add anything of value to the bottom line.

You cannot have people in your organisation who are pessimists. They take you to mediocrity.

To think that happiness comes from buying things is crazy.

Money is not a goal. The goal is to make companies grow, develop, be competitive, be in different areas, be efficient to have a great human team inside the company.

I think wealth should be reinvested to create more wealth. The fruit of wealth is income and it is important to develop the distribution of income.

IMG - Sam WaltonSam Walton

Founder Walmart

Net worth of Walton family: 149 billion

There is only one boss. The customer. And he can fire everybody in the company from the chairman on down, simply by spending his money somewhere else.

You can make a positive out of the most negative if you work at it hard enough. Many of our best opportunities were created out of necessity.

We couldn’t care less about what is forecast or what the market says we ought to do. If we listened very seriously to that sort of stuff, we never would have gone into small-town discounting in the first place.

If you take someone who lacks the experience and the know-how but has the real desire and the willingness to work his tail off to get the job done, he’ll make up for what he lacks. And that proved true nine times out of ten.

To succeed in this world, you have to change all the time.

[My story] It is a story about entrepreneurship, and risk, and hard work, and knowing where you want to go and being willing to do what it takes to get there. And it’s a story about believing in your idea even when maybe some other folks don’t, and about sticking to your guns.

I was asked what I thought about the recession. I thought about it and decided I did not want to take part.

IMG - Elizabeth HolmesElizabeth Holmes

Founder Theranos

Net worth: 4.5 billion

I think people can really benefit tremendously from asking why they’re doing certain things.

I think that the minute you have a backup plan, you’d admitted you’re not going to succeed. So I’m not big on backup plans.

You don’t do something like this without embracing failure constantly. I talk to my team constantly about how our approach is to just take the most swings with the bat. We’ll get the most home runs, we’ll get the most strikeouts, but we’re just not going to make the same mistake twice. I don’t think there’s been an area of the business in which we haven’t failed in the context of ending up creating something that was truly great because we allowed ourselves to take the risks that were so big that we could actually do something transformative.

There’s nothing like rolling your sleeves up and failing a bunch of times to figure out how to do it right.

For me, it’s never been about the money. It’s not about the valuation, and I think the day that it is that’s a very bad sign. I went to one of our centres in a Walgreen one day and watched a woman with cancer, who had veins in her arms that were completely destroyed by the treatments she had been through, get her blood work done by a finger stick for the first time. She started crying. For me, that’s success. That person’s life is better. So now we seek to multiply that experience.

FILE PHOTO: Jack Ma, chairman and then-chief executive officer of Alibaba Group Holding Ltd., laughs at a news conference in Hong Kong, China, on Tuesday, Nov. 6, 2007. Alibaba, which rode China's emergence as an economic superpower over the last 15 years to become a massive online marketplace for everything from forks to forklifts, filed today for what could become the largest U.S. initial public offering ever. Photographer: Daniel J. Groshong/Bloomberg *** Local Caption *** Jack Ma

Jack Ma

Founder Ali Baba

Net worth: 22 billion

We’re never in lack of money. We lack people with dreams, people who can die for those dreams.

Today, making money is very simple. But making sustainable money while being responsible to the society and improving the world is very difficult.

Forget the money; Forget about earning money.

IMG - Harv EkerHarv Eker

Author, motivational speaker

Net worth: unknown

There is a secret psychology of money. Most people don’t know about it. That’s why most people never become financially successful. A lack of money is not the problem; it is merely a symptom of what’s going on inside of you.

It all comes down to this: if your subconscious “financial blueprint” is not “set’ for success, nothing you learn, nothing you know, and nothing you do will make much of a difference.

Whatever results you’re getting, be they rich or poor, good or bad, positive or negative, always remember that your outer world is simply a reflection of your inner world. If things aren’t going well in your outer life, it’s because things aren’t going well in your inner life. It’s that simple.

The reason or motivation you have for making money or creating success is vital.

It’s simple arithmetic: “Your income can grow only to the extent you do.”

You can be a victim or you can be rich, but you can’t be both. Listen up! Every time, and I mean every time, you blame, justify, or complain, you are slitting your financial throat.

Rich people do not back away from problems, do not avoid problems, and do not complain about problems. Rich people are financial warriors.

Let’s set the record straight. Money is important! To say that it’s not as important as any other things in life is ludicrous. What’s more important, your arm or your leg? Could it be that both are important?

My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.

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IMG - George Paulo LemannGeorge Paulo Lemann

Swiss-Brazilian banker, businessman

Net worth: 26 billion

Money is just a way to measure whether the business is doing well or not, but money itself is not what fascinates me.



IMG - Ted TurnerTed Turner

Founder CNN

Net worth: 2.2 billion

I don’t measure success in numbers, but I consider my contributions of more than $1.3 billion to various causes over the years to be one of my proudest accomplishments and the best investment I’ve ever made. Those dollars have improved lives, saved species, fought disease, educated children, inspired change, challenged ideas and opened minds; at the time of my death, virtually all of my wealth will have gone to charity.

Life is a game. Money is how we keep score.

As I started getting rich, I started thinking, ‘what the hell am I going to do with all this money?You have to learn to give.

Blake MycoskieBlake Mycoskie

Founder Tom’s Shoes

Net worth: 300 million

The goal isn’t how much money you make, but how much you help people.



IMG - Richard BransonRichard Branson

Founder Virgin Group – comprised of over 400 companies

Net worth: 5 billion

Above all, you want to create something you are proud of. That’s always been my philosophy of business. I can honestly say that I have never gone into any business purely to make money. If that is the sole motive, then I believe you are better off doing nothing.

My philosophy is that if I have any money I invest it in new ventures and not have it sitting around.

imagesJay Z

Rapper, music producer, entrepreneur

Net worth: 500 million

The relationship between money and happiness is complex. People think one equates to the other, but they don’t. I have a lot of money and a lot of happiness, but the two are not tied together. There are a lot of people with tons of money who aren’t happy because they become so consumed with getting more money, that they don’t allow time for happiness. Life is about balance.

IMG - Bottom Line

So what’s the bottom line?

You may need to take care of the finances, but it can’t be just about the money.

It may seem like it’s easy to say that when you’re wealthy, but if you listen to the people who’ve already become uber successful, that’s what they’re telling you.

If you only care about money, you might as well settle for a boring job with a steady pay check. ‘Things’ provide momentary bursts of happiness at best. There will come a time when you won’t remember what you had, but you’ll never forget what you did.

The world’s most successful people are suggesting that money is just a score card. It comes and goes.

Your legacy is forever.

What will it be?

If you’d like to build yourself a legacy you can be proud of, and with it a wildly wealthy future, check out this list of the top differences between rich people and poor people from Harv Eker. Use his tips to get your money mindset right!

  1. Rich people believe “I create my life.” Poor people believe “Life happens to me.”
  2. Rich people play the money game to win. Poor people play the money game to not lose.
  3. Rich people are committed to being rich. Poor people want to be rich.
  4. Rich people think big. Poor people think small.
  5. Rich people focus on opportunities. Poor people focus on obstacles.
  6. Rich people admire other rich and successful people. Poor people resent rich and successful people.
  7. Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
  8. Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
  9. Rich people are bigger than their problems. Poor people are smaller than their problems.
  10. Rich people are excellent receivers. Poor people are poor receivers.
  11. Rich people choose to get paid based on results. Poor people choose to get paid based on time.
  12. Rich people think “both”. Poor people think “either/or”.
  13. Rich people focus on their net worth. Poor people focus on their working income.
  14. Rich people manage their money well. Poor people mismanage their money well.
  15. Rich people have their money work hard for them. Poor people work hard for their money.
  16. Rich people act in spite of fear. Poor people let fear stop them.
  17. Rich people constantly learn and grow. Poor people think they already know.